Documentation

Introduction

Welcome to CloudBank – the modern payments infrastructure designed specifically for African markets.

What is CloudBank?

CloudBank is a comprehensive banking API platform that enables businesses to accept payments, manage accounts, and build financial products across Africa. We provide the tools and infrastructure you need to integrate payments seamlessly into your applications.

Built for African Markets

  • Local Payment Methods: Native support for mobile money (MTN, Airtel), cards, and bank transfers
  • Multi-Currency Support: Handle transactions in XAF, CDF, EUR, and XOF
  • Regulatory Compliance: Built-in compliance with local banking regulations
  • Mobile-First: Optimized for the mobile-dominant African market

Developer Experience

  • RESTful APIs: Clean, predictable APIs that follow industry standards
  • Comprehensive Documentation: Interactive API docs with real examples
  • SDKs & Libraries: Official libraries for popular programming languages
  • Webhook Support: Real-time notifications for all payment events

Getting Started

1. Create Your Account

Sign up for a CloudBank service provider account to get your API keys and access to the dashboard.

2. Choose Your Integration

Quick Start: Use our hosted checkout for the fastest integration path.

Custom Integration: Build completely custom payment flows with our Payment Intents API.

3. Test & Go Live

Use our comprehensive test environment to validate your integration before switching to live mode.

Core Concepts

Payment Flow

  1. Create: Initialize a payment intent or checkout session
  2. Confirm: Customer provides payment method details
  3. Process: CloudBank handles the payment with the provider
  4. Complete: Receive webhook notification of payment status

Account Management

CloudBank accounts support multiple currencies and provide detailed balance information:

  • Current Balance: Total funds in the account
  • Available Balance: Funds available for withdrawal
  • Pending Balance: Payments being processed
  • Hold Balance: Funds temporarily on hold

Support & Community

  • Documentation: Comprehensive guides and API reference
  • Developer Support: Direct access to our engineering team
  • Community: Join other developers building with CloudBank
  • Status Page: Real-time API status and incident updates

Ready to start building? Head to our Getting Started guide to make your first API call in under 5 minutes.

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